Loan Calculator
Work out monthly payments, interest and total cost.
Monthly payment
$512.91
- Total interest
- $5,774.80
- Total paid
- $30,774.80
- Payments
- 60 months
| Year | Principal | Interest | Balance |
|---|---|---|---|
| Year 1 | $4,190.73 | $1,964.23 | $20,809.27 |
| Year 2 | $4,561.15 | $1,593.81 | $16,248.12 |
| Year 3 | $4,964.31 | $1,190.65 | $11,283.81 |
| Year 4 | $5,403.11 | $751.85 | $5,880.70 |
| Year 5 | $5,880.70 | $274.26 | $0.00 |
How this is calculated
M = P · r(1+r)ⁿ / ((1+r)ⁿ − 1)
r = 8.5% / 12 = 0.00708333 per month
n = 5 years × 12 = 60 payments
M = 25000 × 0.007083(1+0.007083)^60 / ((1+0.007083)^60 − 1) = 512.91
Computed on your device — nothing is sent anywhere.
How it works
Work out monthly payments, interest and total cost. Runs 100% in your browser, so your files never leave your device. Free, fast, no signup.
Questions about loan calculator
Yes — no watermark, no daily cap, no signup. Pro raises the file-size and batch limits, but the tool itself is not gated.
No. This tool runs entirely in your browser. Open your network inspector and watch while it works — there are no file uploads, because there is no upload endpoint.
Up to 10 files at 15 MB each. Everything runs in your browser, so the real ceiling is your device’s memory — the cap keeps a large file from exhausting the tab.