Retirement Calculator
Project your retirement savings over time.
Nest egg at 65
$1,130,650.34
- Sustainable income (4% rule)
- $45,226.01
- — per month
- $3,768.83
- Total contributed
- $230,000.00
- Investment growth
- $900,650.34
How this is calculated
FV = P(1+r)ⁿ + PMT · ((1+r)ⁿ − 1)/r, income ≈ 4% of FV
35 years × 12 = 420 monthly contributions at 7%/year
FV = 1130650.34 · 4% rule → 45226.01/year
Nominal projection — inflation and real returns will vary. The 4% rule is a rough heuristic.
Computed on your device — nothing is sent anywhere.
How it works
Project your retirement savings over time. Runs 100% in your browser, so your files never leave your device. Free, fast, no signup.
Questions about retirement calculator
Yes — no watermark, no daily cap, no signup. Pro raises the file-size and batch limits, but the tool itself is not gated.
No. This tool runs entirely in your browser. Open your network inspector and watch while it works — there are no file uploads, because there is no upload endpoint.
Up to 10 files at 15 MB each. Everything runs in your browser, so the real ceiling is your device’s memory — the cap keeps a large file from exhausting the tab.